The next time you find that perfect birthday card for a loved one whose birthday is many months away, go ahead and buy it and keep it in a safe handy envelope book . Punch holes in a dozen 9x12 inch clasp envelopes so that the envelopes fit in a three ring binder . Affix a page from a monthly calendar to each envelope with a glue stick before placing in the binder.Fill in the birthdays or other occasions you need to remember and drop the cards suitable for each recipient in the appropriate envelope throughout the year.
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